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New American Funding Branch

Morgan Hill

18525 Sutter Blvd, ste 240
Morgan Hill, CA 95037

Your New American Mortgage Starts Here

 New American Funding is a national mortgage banker. Our Morgan Hill branch is anchored by four seasoned Loan Officers--Justin Berteaux, Bobby Sadieh, Michelle Cockrell, and David Hernandez. With the top talent of local Loan Officers and their wealth of local real estate knowledge, experience, as well as the financial backbone of a national lender, we offer clients the best of both worlds. 

 

Our clients benefit enormously by our commitment to efficient lending. We have optimized operations by bringing loan origination, processing, underwriting, funding, and servicing all in-house, making our borrowers lives far less stressful with complete servicing under one roof.  Our software program is second to none, for ease of use by our clients and staff, thus expediting the lending process smoothly.

 

We also offer FHA Direct Endorsement and VA Automatic mortgage lender. New American Funding offers a variety of purchase home loans and refinance loan options including Conventional, FHA, Cash Out, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo and Reverse Mortgages.

 

Our company culture, business model and every level of our operation is governed by integrity. Our culture is rooted in positive, productive interactions with our team-mates, partners, and clients treating all with respect and dignity. We understand that open communication is key and your trust is earned through transparency and understanding. New American Funding makes it our business to keep you up to date with accurate, current information through every step in the lending process.

 

New American Funding is a national mortgage banker headquartered and founded in 2003 in Tustin, CA and has been recognized nationally as a true industry leader that is influencing legislation, provided advice to Fannie Mae and Freddie Mac while establishing itself as one of the foremost experts on affordable lending underserved borrowers, which is a mission of Rick and Patty Arvielo, our founders and owners.

 

New American Funding is an all-inclusive mortgage bank.  From origination to funding, our underwriters and funders all work in-house creating a cohesive team that enables us to close loans fast and improve the customer experience.

Get Started Today!

  • By clicking "Get a Quote" I agree by electronic signature to: 1) Receive disclosures and communications about my loan inquiry in electronic form (I confirm that I have a working computer system and internet website browser to view this webpage); 2) Be contacted about a mortgage by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer (consent to be contacted is not a condition to purchase services) and to be contacted via email; I consent to be contacted even if my phone number or email address appears on a New American Funding Do Not Call / Do Not Email List, a State or National Do Not Call Registry, or any other Do Not Contact List.

    Our Privacy Policy, Terms of Use, and Electronic Consent Agreement.

Social Survey review of

David Hernandez

Ahmad M. Says: David is easy to speak with. He is very knowledgeable and knows what he's doing. I would recommend all friends and relatives to do their business with him. Thank you David.

Social Survey review of

David Hernandez

Juanita S. Says: David Hernandez was very helpful throughout the whole loan process, from when it was just an inquiry to see what was possible all the way through to the closing of escrow. He has been very prompt in responding, and was knowledgeable about finding ways to make the process work. I really appreciated his dedication.

Social Survey review of

Bobby Sadieh

Jason H. Says: Bobby is good a financing professional as they come. Knowledgeable, helpful, and personable, he helped us with securing the loan for our new home. Bobby was meticulous and took great care throughout the process from beginning to end, down to the details of hours in the closing process. For the biggest transactions in your life, you'll want to have a partner like Bobby on your side.

Social Survey review of

Michelle Cockrell

Amylynn D. says: Michelle and her team did a great job on the refinance of my house. Everyone was very responsive and kept me informed every step of the way! I will absolutely recommend Michelle and her team to my family and friends!

Social Survey review of

Justin Berteaux

Greg V. says: Justin went above and beyond to help us find a loan that worked for our family. While on vacation in Hawaii Justin was taking our calls and handling every question with patience and professionalism. With out Justin's knowledge and experience we never could have found a loan that worked for my family and we wouldn't be homeowners.

Social Survey review of

Bobby Saadieh

Akanksha U. says: Me and my husband were first time home-buyers and Bobby made the entire loan process super easy. There were no delays from his end. He kept updating us at every step of the way making us feel comfortable on the timelines. The estimates provided by Bobby were near accurate and he ensured to protect us as well since this was our first experience of home purchase. We would highly recommend Bobby! Thanks Bobby, you are truly one of the best in the business!

Social Survey review of

Michelle Cockrell

Daniel A. says: Michelle was always available and always a pleasure to work with!

Social Survey review of

David Hernandez

Jose Lobato says: Señor David is a very professional man, he answered all my questions and concerns We had in a professional way.. I would work with him again any given day.. by the way this happened when he was working at the last company where he used to work... he is a cool dude.. thank you señor David...

Zillow review of

Justin Berteaux

stevenghazi wrote: I've used Mr. Berteaux on multiple occasions, for the FHA Re-Fi on my 1st house and on the VA Loan for my second. He has an amazingly knowledgeable and responsive team, I have greatly appreciated his honesty and candor in guiding me and my family through the entire mortgage loan process.

Social Survey review of

Bobby Saadieh

Alex C. says: Great to work with this is our second time working with Bobby and we are very pleased with his work, very helpful and always there to answer our questions.

Social Survey review of

Michelle Cockrell

Nicole K. says: Michelle answered all of my questions and explained the process thoroughly.

Social Survey review of

Bobby Saadieh

Chinmay P. says: Bobby was super helpful with our loan process. He was knowledgeable and helped us a lot through the process. He did not hesitate to correct us when he thought we made wrong decisions and guided us through the process saving us a lot of money and hassle. He was available for us 24 x 7 for any questions or concerns. He was super timely and helped close the loan on time. I have no hesitation recommending Bobby.

Social Survey review of

Justin Berteaux

Justin went above and beyond to help us find a loan that worked for our family. While on vacation in Hawaii Justin was taking our calls and handling every question with patience and professionalism. With out Justin's knowledge and experience we never could have found a loan that worked for my family and we wouldn't be homeowners. by Greg V. for Justin Berteaux

Zillow review of

Justin Berteaux

Nancy Freitas wrote: I have been using Justin for years. He seems to be the only person that can do a loan when others say it is not possible. He is very knowledgeable and this is what gets a loan from not being approved to APPROVED! I always say that if he can't do it then no one can!

FaceBook review of

Justin Berteaux

Sally Cook Wrote: Justin Berteaux did what it took to help me with my original mortgage loan. As he is very knowledgeable, professional and honest, I had to use him again for my refinance. I highly recommend Justin to everyone.

Zillow review of

Justin Berteaux

Ruben Martinez Wrote: I had a half completed room addition and I finally had enough equity in my house to get it completed. Justin set me up with a 203K loan which was perfect for someone in my situation. He also put me in touch with a licensed contractor who did an excellent job completing my room addition up to code.