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New American Funding Branch

Tracy

2316 Orchard Pkwy, Suite 120
Tracy, CA 95377

Your New American Mortgage Starts Here

New American Funding is a National Mortgage Banker, the Tracy Branch is located near the West Valley Mall.  The Tracy branch began operation in 2016.  Our branch is anchored by three seasoned Loan Officers--Dave Morris, Elizabeth Ramirez, and Anna Gable. With the top talent of local Loan Officers and their wealth of local Real Estate knowledge, experience, as well as the financial backbone of a national lender, we offer clients the best of both worlds.

Our clients benefit enormously by our commitment to efficient lending. We have optimized operations by bringing loan origination, processing, underwriting, funding, and servicing all in-house, making our borrowers lives far less stressful with complete servicing under one roof.  Our software program is second to none, for ease of use by our clients and staff, thus expediting the lending process smoothly.

We also offer FHA Direct Endorsement and VA Automatic mortgage lender. New American Funding offers a variety of purchase home loans and refinance loan options including Conventional, FHA, Cash Out, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo and Reverse Mortgages.

Our company culture, business model and every level of our operation is governed by integrity. Our culture is rooted in positive, productive interactions with our team-mates, partners, and clients treating all with respect and dignity. We understand that open communication is key and your trust is earned through transparency and understanding. New American Funding makes it our business to keep you up to date with accurate, current information through every step in the lending process.

New American Funding is a national mortgage banker headquartered and founded in 2003 in Tustin, CA and has been recognized nationally as a true industry leader that is influencing legislation, provided advice to Fannie Mae and Freddie Mac while establishing itself as one of the foremost experts on affordable lending underserved borrowers, which is a mission of Rick and Patty Arvielo, our founders and owners.

New American Funding is an all-inclusive mortgage bank.  From origination to funding, our underwriters and funders all work in-house creating a cohesive team that enables us to close loans fast and improve the customer experience.

Get Started Today!

  • By clicking "Get a Quote" I agree by electronic signature to: 1) Receive disclosures and communications about my loan inquiry in electronic form (I confirm that I have a working computer system and internet website browser to view this webpage); 2) Be contacted about a mortgage by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer (consent to be contacted is not a condition to purchase services) and to be contacted via email; I consent to be contacted even if my phone number or email address appears on a New American Funding Do Not Call / Do Not Email List, a State or National Do Not Call Registry, or any other Do Not Contact List.

    Our Privacy Policy, Terms of Use, and Electronic Consent Agreement.

Social Survey review of

Anna Gable

Jacob V. Says: She was awesome! Very knowledgeable!

Social Survey review of

Shawn Gauuan

Marques M. Says: Shawn was extremely honest in his advice and his efforts to help us get the best deal possible and what made sense for us. He has a high level of integrity and his team worked hard for us. Wouldn’t hesitate to recommend.

Social Survey review of

Dave Morris

Pamela F. Says: We were updated on a regular basis. Friendly staff always were there for us. We had an excellent experience and would definitely recommend them to others. Thank you for everything!!

Social Survey review of

Shawn Gauuan

Erin Devries says: Working with Shawn was a great experience. He was thorough, timely, and patient in answering all of our questions. He provided solutions and set reasonable expectations based on our circumstances and offered a mortgage option that suit our personal circumstances. While we are certain Shawn was servicing other clients at the same time, we always felt as if we were his one and only - a true partnership.

Social Survey review of

Marco Guzman

Oscar G. says: I want to thank Marco and all his team for helping me in this beautiful experience. He did a very good job. thank you.

Social Survey review of

Shawn Gauuan

Crisanto Tabingo says: Shawn is a great broker he always follows up and do what necessary things needed he's always ready to help even if its out of his job! explains everything well and always easy to reach out Thank you so much Shawn

Social Survey review of

Dave Morris

Christopher Van Hook says: Dave did a great job explaining the various options and making requested changes to help us with the best solution for our current situation. It was definitely a pleasure working with Dave on this refi.

Social Survey review of

Shawn Gauuan

Robert Hicks says: Prompt, accurate response to questions I had...clear descriptions of the process.

Social Survey review of

Marco Guzman

Rex Cornell says: Marco was very knowledgeable and professional. Helped ensure everything was taken care of quickly and correctly. If Im ever in the market for a house again I know who Im going to contact first!

Social Survey review of

Shawn Gauuan

Jose Chavez Calderon says: Honest guy, made the process fast and easy. Would definitely recommen him.

Social Survey review of

Marco Guzman

Ubaldo Palomares says: Marco es muy rapido en su trabajo y te da consejos sobre tu prestamo

Social Survey review of

Dave Morris

Loretta Vanegas says: Great customer service and we were kept updated on each step of loan process. Great teamwork!!

Social Survey review of

Shawn Gauuan

Jose Alvarado says: Shawn not only closed my loan in 14 days, he is very professional and personable, he communicated through all phases of the loan process from beginning to end, he made sure I understood everything going on and he was always available for questions. Truly amazed at how quickly and professionally the loan was closed! I will definitely recommend To family and friends! Thank you Shawn for being part of MY Dream Team”!

Social Survey review of

Marco Guzman

Teresa Bautista says: El prestamo se logro prontamente sin problemas

Social Survey review of

Dave Morris

Matthew Harman says: Ive been a client of Dave Morris for the last 6 years. His team is great at communicating throughout the loan process and informative on any updates or hurdles that come along the way. Will definitely be working with them again in the future

Social Survey review of

Marco Guzman

Reviewed by Cassandra Vigil. Marco and staff gave me a step by step explanation of the process of funding. Very friendly and helpful.

Social Survey review of

Dave Morris

Reviewed by Erica Keesis-Segura. Dave was very easy to communicate with and very responsive. He was on top of everything that needed to be done and was able to do what he said he would in the time he told us.

Social Survey review of

Shawn Gauuan

Reviewed by James Gallo. Shawn help me out with my Refi were I thought it wouldnt go through because of my bad credit . He was straight forward and told me what I needed to do to get my refi to go through and at the end it all worked out because of Shawn .

Social Survey review of

Marco Guzman

Reviewed by Miguel Canche. Le doy gracias a Marco Guzman por ser tan eficiente en todo es un honor trabajar con el se preocupa por la persona y te contesta todas las dudas que tengas y se lo recomiendo a todos gracias marco

Zillow review of

Shawn Gauuan

Reviewed by Danica Bravo. Shawn did an excellent job in refinancing my home. We were able to get everything complete and closed within 30 days. He did a great job in communicating via phone, email and even text message. I am extremely pleased on the outcome and highly recommend him.

Zillow review of

Dave Morris

Reviewed by carlenecook. David is genuinely personable and extremely knowledgeable. He truly cares for his clients resulting in 100% customer service with integrity defined.

Social Survey review of

Marco Guzman

Reviewed by Henry Y. Marco made the entire process easy and hassle free. It's my first home and I've heard of all the headaches when purchasing a home but Marco explained everything thoroughly and made sure I understood everything.

Social Survey review of

Shawn Gauuan

Reviewed by Devkaran Dhillon. Shawn is as professional as they come, he listens to you & understands you & gives the best advice. He made the whole refinance process very smooth. I would definitely recommend Shawn to everyone who is looking for home loans.

Zillow review of

Dave Morris

Reviewed by Kim Salimpour. Easy to work with, quick response time Dave was great to work with. He was always quick to respond to questions and get things done! He is very friendly and easy to work with. He took the time to explain things in detail and in generic terms so I could fully understand the full process

Social Survey review of

Marco Guzman

Reviewed by Terry & Joanne N. Marco was extremely helpful. Very professional, thoughtful, experienced, and knowledgeable.