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What can you do to make your home appraisal higher? 

If you are considering selling or refinancing your Northern Colorado home, New American Funding and other mortgage loan companies and the real estate company you work with may require a current appraisal for your home. It is in your best interest for your home appraises as a high as possible to ensure the best sale price or rates for your refinance.

Many things about the home appraisal are out of your control, including the location of the home, size, current market conditions, etc. but there are many things you can do to get the best home appraisal possible. Use these tips to increase yours:

  1. Clean up the yard. Appraisers are required to take pictures of the home, including the yard. Move cars and any extra “stuff” from the yard to make sure it looks great for the appraisal.
  2. Clean the house. The appraiser will also take photos of the inside of your home. Make sure the house is not only clean, but picked up so appraisers and their team can get a good idea of what the house itself looks like. Store extras in the closets, basement, or even outside storage if necessary.
  3. Make Repairs. If there is anything glaringly wrong with your home cosmetic or otherwise, this will play a role in the result of your appraisal. Patch any holes in the walls, fix any breaks in your fence, and make sure the general function of the house is in order before the appraiser arrives.
  4. Lay out a sketch of your home. If you have any documents from previous appraisals or sales, provide them to the appraiser. It will help them see the improvements you’ve made and make this appraisal as accurate as possible.
  5. Improvements. If you’ve made any big improvements to the home – kitchen, bathrooms, basements, etc. – let the appraiser know. Provide a list of improvements along with building permits and copies of invoices to help them properly document the upgrades in the appraisal.
  6. Other home sales in your area. If you know of any homes like yours that have sold for high value in the last six months, mention them to the appraiser and ask them to check those sales out as they determine the value of your home.
  7. Best home feature. As you chat with the appraiser, be sure to point out your opinion of the home’s best feature. Maybe it’s the open layout or how much your children enjoy the playroom. This will help the appraiser see how much you love the home and it’s inherent value.
  8. Safety features. Don’t forget to mention to the appraiser any updated or upgraded safety features that might not be visible to the naked eye. Make sure they are installed and functioning properly.

If you are thinking about selling your home, please contact the LaForest Team. We’ll help get your home and plans in place to make the most of your appraisal and sale or refinance. We've helped many in your position and can't wait to do the same for you!