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For most kids, heading back to school is an exciting time. It’s a chance to reconnect with friends, see new classrooms and experience the accomplishment of moving up a grade level. Read More

All About Home Improvement-Infographic

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The 2016 J. D. Read More
Among the benefits members our armed forces receive for their service is access to the VA loan program, which helps finance homeownership. These loans tend to be more attractive—in terms of rates, credit requirements, down payments, and refinancing—than those available to nonmilitary homebuyers. Read More
It’s always good news when a marketing plan you’ve put together for a client works so well that the home receives multiple offers. Once it has, you are in a much better position to help the seller make the most of the situation. Read More
Members of the Millennial generation (born between 1980 and 1998) are on the move, with a growing number moving into homeownership. During  2016, they accounted for 34% of homebuyers according to The National Association of REALTORS® (NAR) Home Buyer and Seller Generational Trends Report 2017 Where They Are Headed After flocking to urban areas as single renters, many Millennial buyers indicate they are headed to the suburbs and beyond. Read More
Just reading the word “vacation” may be enough to make you feel more relaxed. Imagine if helping clients find the perfect vacation home were a regular part of your real estate practice. Read More

Ever wonder how life might be better as a homeownership?

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Whether you live in a drought-prone area, want to reduce your utility bills, or wish to simply lower your environmental footprint this summer, there are many small adjustments you and your family can make to reduce your water and energy use. Water You Waiting For? Depending on where you live, you may not have given your water habits much thought. Read More

As much as Real Estate Agents would prefer to give at least a full day's notice before each showing, often that just isn't possible. So, how can you be ready on short notice? 

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Once you decide homeownership is in your future, getting preapproved for a mortgage and engaging a Real Estate Agent may be among your next steps. They shouldn’t be your first steps, however. Read More
Are successful Loan Officers born or made? Perhaps it’s a little bit of both. The profession definitely benefits from certain key traits, including a special blend of self-confidence and competence along with an engaging personality. Read More
After the initial excitement over the arrival of the acceptance letters, the reality of having to pay for college sets in. While there are many scholarship opportunities and other financial aid sources, there may still be a gap between what is needed and what you’ve saved and the school offered your child. Read More
When you are about to make the largest purchase of your life, you need someone who will not only find you a low rate, but who gets the significance and wants to help you succeed in the most affordable way possible. After all, the terms of your mortgage will impact your household finances for years to come. Read More
Congratulations and welcome to your after-college years! As the saying goes, your future is ahead of you. To make the most of this world of opportunity, and to get closer to achieving the dream of homeownership, it helps to have  control over your spending and to start saving early. Read More
When you're interviewing for a job, it’s common to be asked a series of behavioral interview questions and even to take a standard Myers-Briggs test. For a potential employer, understanding your tendencies, interpreting how you make decisions, and identifying the circumstances most likely to stress you out helps determine if you are a good fit for both the company and the position. Read More
Whether they are still active or retired, U. S. Read More
It’s no secret that the use of student loans to pay for college has mushroomed, so much so that 41 percent of first time homebuyers currently have student loan debt. Many more potential  first time homebuyers are actually delaying homeownership—71 percent—because of concerns involving their student loans. Read More

Feeds

MBS RECAP: Might as Well Hit This Weekend With Some Hope

Posted To: MBS Commentary

By today, it became clear that bonds were fully locked into a sideways consolidation in a range defined by the highs seen on Wed/Thu and the lows marked by the 3.06% technical levels. Of the past 3 sideways days, today was the least volatile and most lenders saw fit to offer just slightly stronger rate sheets despite 'unchanged' levels in bond markets. Consolidations like this can happen simply because markets are catching their breath after a strong move or because they're settling down ahead of the next event that might cause a strong move. If we're dealing with the latter, the event in question is likely to be Wednesday's Fed events (announcement, press conference and updated rate hike outlook). Of those three, it's the(t "dots" he dot plot that conveys...(read more)

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Best Day of a Rotten Week For Mortgage Rates

Posted To: Mortgage Rate Watch

Mortgage rates actually fell today, on average--something they haven't been able to say all week, or indeed at nearly any time during the past 4 weeks. Yesterday, in particular, was the worst day for rates since 2011 for most lenders, with anything less than an ideal loan scenario garnering 30yr fixed quotes of 4.875% to 5.0%. With all of the above in mind, today's token improvement isn't necessarily exciting, but at least it's better than the alternative. Much of this week's rapid rise was seen in the first half of the week. Starting on Wednesday afternoon, markets began settling into a more sideways pattern, apparently getting in position for more volatility in the coming week. If there's an event that's likely to serve as the catalyst for that volatility, it's the Fed Announcement on Wednesday...(read more)

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