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New American Funding is dedicated to assisting those who have experienced damage to their home or have financial difficulty due to the impact of a natural disaster. Has your home been damaged? If you’re wondering what to do if your home has been damaged, take the following steps. Read More
When you decide to remodel your home, it can mean living in a construction zone for days or even months. The trick is to keep the end goal in mind: a brand-new living area! No matter what, there will be dust, noise and, if your kitchen is involved, dishes being washed in a bathroom sink. Read More
Whether you are moving in or moving out, painting is usually involved. Before you grab a few cans of a neutral tone to freshen up your walls, consider how you want your rooms to feel to those who spend time in them. Read More
Power outages are something most homeowners deal with at one time or another, particularly if they live in a severe weather area. Here are some tips to keep you safe and comfortable, should you find yourself at home without power. Read More
There’s more to communication than the words we choose. It turns out our tone of our voice and body language influence what is actually “heard. Read More
Whether it’s a single project or a full renovation, the most critical element to success is the person you hire to get the work done. Contractors can be amazing assets. Read More
Making the decision that you are financially ready to buy a house is only the first step. Finding the right one is more of a journey. Read More
First impressions count in job interviews, dates, and, especially, when it comes to selling your home. In less than the time it takes to walk up to your front door, a prospective buyer has already formed an opinion that can influence how they perceive your home once they are inside. Read More
Today we are going to talk about what’s happening with interest rates. If you’ve been following the market, you’ve likely noticed that interest rates have come down ever so slightly over the last few weeks. Read More
What are buyers looking for in a house? There’s several features that buyers are looking for when it comes time to purchase a new home. Do you know what those features are? Check out our latest infographic to find learn more about what the most important property must-haves are in order to attract the most number of buyers. Read More
What you need to know about flooring comes down to who and what will be walking on yours in the coming years. Different materials are suitable for different needs. Read More
You’ve decided it’s time to buy your first home. It’s an exciting, mysterious journey that can seem confusing if you’ve never attempted it before. Read More
Inc. Magazine has ranked New American Funding on its Inc. Read More
The biggest hurdle aspiring homebuyers face is saving enough for a down payment. It takes time and money, but at what point have you saved enough?  The 20 Percent Rule … Was Made to be Broken The rule of thumb for down payments has traditionally been 20 percent of a home’s purchase price. Read More
As you watch the electric bill spike with your air conditioner’s use, it’s natural to wonder if it’s time the sun starts kicking in for its role in adding to your expenses. With solar technology evolving to the point where tiles can be indistinguishable from regular roofing material and the prices still falling toward a more affordable range, it may make sense to start looking into the cost of switching to solar power. Read More
If you're thinking about buying a home, you should know what to look for when you're house hunting. While the number of rooms, condition of the kitchen, and size of the yard are important, there are other things to think over before you make an offer. Read More
With the increased popularity of private accommodations, a market that grew 11% in 2016 and is expected to total $36. 6 billion by 2018, you might be considering listing your family's vacation home to generate some added income from this trend. Read More
Are rates going up or are they going down? The truth is, no one can be certain which direction they’re headed. While many investors and rate-watchers believe they can time the market to get the lowest interest rate possible, dart throwing with a blindfold typically proves just as accurate. Read More
New American Funding placed 39 Loan Originators in the annual Top 250 Latino Mortgage Originators Report issued by the National Association of Hispanic Real Estate Professionals (NAHREP®), in association with RADIAN®. That total ranked No. Read More
The statistics are sobering, if not staggering. Since 1980, wages have grown by only 25%, while the median home value has risen 60%. Read More
Today we are going to talk about what’s happening with interest rates. Last week was the ever-important payroll report which showed 213k jobs added in June versus the 195k that was expected. Read More
Any day is a good day to reduce your outstanding balances. This especially true given that most American workers’ take-home pay recently rose as new, lower tax brackets took effect. Read More
The care and attention you show your lawn, flowers, vegetables, or other landscaping plants can draw more than the appreciation of your neighbors. It can also make them quite inviting to hungry rabbits, not to mention deer, field mice, moles, cats, and raccoons. Read More
Hello everyone and welcome back to the Mortgage Rundown. Today we are going to talk about what’s happening in the capital markets. Read More
With the economy strengthening throughout 2017 and general expectations for it to continue to be healthy, it’s believed that the Federal Reserve Bank (Fed) will increase interest rates during 2018. The increases are expected to be small and are being done to bring the overall level of short-term rates back to what is considered by economists as a "neutral position. Read More
While March 23 is National Puppy Day, any day you find yourself looking into a pair of adoring brown eyes and see a wagging tail has the potential for being a day to celebrate puppies. It's just as likely to also be the day you open your home to a new family member. Read More
Hello everyone and welcome back to the Mortgage Rundown. Today we are going to talk once again about what’s happening with interest rates. Read More
SocialSurvey, an online reputation management service, has announced that 16 Loan Officers from New American Funding ranked in the Top 100 Loan Officers for Customer Satisfaction, which is the most representation from any mortgage company in the nation. New American Funding’s Amber Ernst tied for the #1 spot, Johnny Dykes ranked in the Top 10, and New American Funding won the award for Top 10 Large Mortgage Company for Customer Satisfaction. Read More
When it comes to gated communities, clients can harbor a number of misperceptions about the benefits this type of housing offers versus its price. Whether they are sold on the concept or opposed to it, a reality check is likely in order. Read More
Many young adults dream of making the switch from renting to owning a home. When these aspiring homeowners are also your kids, it's only natural to want to help. Read More
As you start prepping to move from your current residence to your new one, include your pets in the process since these family members tend to like familiarity. To minimize their stress levels and maximize their comfort in the face of this big change, here are some things to keep in mind as you make the big move. Read More
Today we are going to talk once again about what’s happening with interest rates. The 10yr Treasury is floating right around 2. Read More
Let’s face it…we all have dirty laundry, literally. Whether it’s something you do weekly—or, for some families, daily—having a dedicated and organized laundry room in your home makes it easier to get the job done. Read More
Whether you are already a homeowner or thinking about buying your first home, the new tax laws—officially known as the Tax Cuts and Jobs Act (TCJA)—will challenge how you think about your home loans, especially your Home Equity Line of Credit (HELOC). What Changed In addition to flatter tax brackets, TCJA eliminates many popular deductions for individual taxpayers, and puts new limits on those that remain. Read More
If you are like many U. S. Read More
After the ink dries on your closing agreement and you test the keys in the lock, it’s time to face the prospect of turning that now empty house into your next home. So, how do you satisfy your champagne decorating tastes on what’s likely to be the diet cola budget you have left? Here are some pointers on how to fill your home with furnishings while holding onto what’s left of your nestegg. Read More
Welcome back to the Mortgage Rundown. Today we are going to talk what’s happening with interest rates. Read More
Ready to get serious about homeownership? Then it’s probably time to start saving for a down payment. While down payments can seem like a challenge, they are really like any other goal you set for yourself, doable. Read More
Many of us avoid budgets. Maybe it’s the name, or perhaps the assumption that being on one requires giving up the things we want. Read More
Debt is one of those things that can be both hard to live with and hard to live without. Many of us choose the former. Read More
It used to be that the type of home you had determined the type of dog you chose. Today, the reverse is increasingly true. Read More
Whether you are already a homeowner or thinking about buying your first home, the new tax laws—officially known as the Tax Cuts and Jobs Act (TCJA)—will challenge how you think about the cost of homeownership. What the TCJA should not change is the reason you choose to own a home, which is more likely to involve quality-of-life and wealth-accumulation goals rather than your tax bill. Read More
In many parts of the country, potential homebuyers have encountered a low number of homes for sale. According to many real estate analysts, the situation is unlikely to improve any time soon, as more Millennials decide they are ready to make their move into homeownership. Read More
Brings Affordable Home Loans to Elko, Nevada.   New American Funding, a leader in the mortgage industry, is continuing its Mid-Pacific Region expansion across Northern Nevada with the grand opening of its Elko location. Read More