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Realtors: I know that one of the first things you ask, when working with a new client, is if they need a mortgage to buy a home—and if they have been pre-approved for a mortgage. If they have not been pre-approved, I’m sure you recommend that they talk to a lender (hopefully me) to make sure they qualify and at what loan amount. Read More
What can you do to make your home appraisal higher?  If you are considering selling or refinancing your Northern Colorado home, New American Funding and other mortgage loan companies and the real estate company you work with may require a current appraisal for your home. It is in your best interest for your home appraises as a high as possible to ensure the best sale price or rates for your refinance. Read More
Have you been dreaming of moving to a bigger home? Or a better neighborhood? Closer to work? Chances are, the LaForest Team can help you leverage the home equity in your current residence to move up to the home of your dreams!  Home equity, “is the value of ownership built up in a home or property that represents the current market value of the house less any remaining mortgage payments. This value is built up over time as the property owner pays off the mortgage and the market value of the property appreciates. Read More
Home buyers and sellers often come to the real estate agent first because they are the most well-known piece of the real estate puzzle. And while you are a vital part of the transaction, realtors must work with a variety of other industry professionals to make the home buy or sell happen. Read More
Realtors, we know first-hand in this competitive Northern Colorado real estate market you must do everything in your power to meet the needs of your buyers and sellers. The key is going above and beyond to help your listing stand out. Read More
Do you have bad credit? Don’t stress! There are credit improvement steps you can take to improve your score to help you qualify for your dream home. You’ve probably heard the terms good and bad credit, it’s nearly everywhere you look these days. Read More
By now you’ve probably heard the term, credit score. It’s a fancy word that helps lenders determine the, “probability that a person repays his debts. Read More
Do you have bad credit? Don’t stress! There are credit improvement steps you can take to improve your score to help you qualify for your dream home. You’ve probably heard the terms good and bad credit, it’s nearly everywhere you look these days. Read More
Refinance has been a big buzz word lately; chances are you’ve probably heard the term in advertisements and in the news lately. It’s a popular topic because mortgage interest rates are at an all-time low and people are struggling with debt in the United States. Read More
There’s more to buying a home than just simply finding your dream home and signing on the dotted line, unfortunately. One of the most important but little understood pieces of homeownership is homeowner’s insurance. Read More
The LaForest Team powered by New American Funding has long been committed to educating our customers in order to aid you in applying and gaining approval for the best and most affordable home mortgage loan available to you. Our mission has always been to provide the most up-to-date news and advice to our clients; to accomplish this goal, our team has spent years doing this both in-person and over the phone; but in order to further this goal, we’ve built a new website and started a blog! Through this new platform, we will be sharing the valuable information and the experience, you’ve come to know and trust, just in a different way. Read More