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From the buyer and the seller to the Real Estate Agent and the Loan Officer, closing on a home has different implications for different individuals. However, there are some basic facts about what’s involved during this critical final stage of the homebuying process. Read More
Though it may not be a traditional time to purchase a property, buying a home in winter may be the right opportunity for you and your family. There can be great deals for the persistent and savvy buyer during the winter homebuying season. Read More
Looking for a loan but don’t know where to start? Have a non-traditional source of income and you’re not quite sure if you qualify for a typical loan? Perhaps you have had difficulty in the past getting approved for a mortgage and you’re exploring different options. Regardless, you’ll probably want to hear more about Qualified Mortgage (QM) loans and Non-Qualified (Non-QM) loans. Read More
In addition to your credit score, your debt-to-income (DTI) ratio plays a crucial part of your overall financial health when you apply for a mortgage. It’s actually one of the most important aspects mortgage lenders use to assess your credit worthiness. Read More
If you’re like most people, you probably don’t think twice about checking your credit score, unless you’re getting ready to apply for a new credit card or even a loan. In fact, there are even people who never check their credit scores. Read More
Looking for an extra way to make some money on a rented dwelling on your property while you remain in your home? Do you need to add living space for an elderly parent, grandparent, friend or grown son or daughter? Whatever your motivation, maybe it’s time you looked into an Accessory Dwelling Unit (ADU). LEARN MORE What’s an Accessory Dwelling Unit? While gaining in popularity, an ADU is actually an old idea. Read More