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Purchasing a fixer-upper can do more than satisfy your housing needs. Read More

First, congratulations! You already answered the biggest question you’ll face: “Will you marry me?” That was the easy part—you knew in your heart what you wanted. Read More

It’s always good news when a marketing plan you’ve put together for a client works so well that the home receives multiple offers. Read More

The multigenerational household was a fairly common occurrence until the 1950s, when it gave up ground to the lure of the suburban development and the rise of the nuclear family. Read More

Fortune and Great Place to Work® have ranked New American Funding one of the best workplaces in the nation for Millennials. Read More

 

Many homeowners plan for retirement by assuming they’ll want to downsize when the time comes. Read More

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Competition Lowers Credit Standards and Profit Expectations

Posted To: MND NewsWire

Since the fourth quarter of 2016, lenders have increasingly reported to Fannie Mae that they have been loosening their home mortgage credit standards. The company's third quarter 2017 Mortgage Lender Sentiment Survey has those responses at a survey high. Fannie Mae attributes the apparent easing in part to increased competition. Across all loan types - GSE Eligible, Non-GSE Eligible, and Government - the net share of lenders who reported easing rather than tightening credit standards over the prior three months was up, ranging from a net of 12 percent for government loans to 25 percent for GSE eligible loans. Very few lenders said they were tightening standards - between 1 and 3 percent across loan types. When asked about their intentions for the next three months there were similar responses...(read more)

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Housing Market "Funk" Doesn't Reflect Consumer Attitudes

Posted To: MND NewsWire

Home sales might be a bit disappointing, but the National Association of Realtors® (NAR) says consumer attitudes about the economy are not the reason why . NAR's third quarter Housing Opportunities and Market Experience (HOME) survey found increasing confidence among respondents about the direction of the national economy and their own finances. There were also more responses that it was a good time to sell a house, and among renters, that it is a good time to buy. With home prices appreciating rapidly, it is no surprise that the share of homeowners that believe now is a good time to sell is moving higher. A survey high 80 percent of homeowners said this is now a good time to list their home for sale, up from a second quarter total of 75 percent, and 13 percentage points above such responses...(read more)

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