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Front porches were a common feature in American homes up until the early 1900s. In a world before air conditioning, they offered a retreat from both rainy and hot weather by providing protection, shade, and, often, a welcomed cool breeze. Read More
When buying a home, your focus is often on getting the deal done with as low a down payment as possible. While that’s a savvy move, it can come with the added expense of a monthly insurance premium when you purchase with a down payment that’s less than 20 percent. Read More
    You hear almost every day, especially from millennials and first-time homebuyers, that’s it’s almost impossible to buy a house today.   And while it’s true that wages are struggling to keep up with housing prices, it wasn’t necessarily a picnic for your parents or grandparents either to purchase a house when they were just starting out. Read More
When considering homeownership, one of the most important decisions you'll have to make  is how to handle the down payment. Down payments can be challenging, but they can be doable if you set a goal for yourself. Read More
Whether you are already a homeowner or thinking about buying your first home, the new tax laws—officially known as the Tax Cuts and Jobs Act (TCJA)—will challenge how you think about your home loans, especially your Home Equity Line of Credit (HELOC). What Changed In addition to flatter tax brackets, TCJA eliminates many popular deductions for individual taxpayers, and puts new limits on those that remain. Read More
If you are like many U. S. Read More
image: http://www. newamericanagent. Read More
Debt is one of those things that can be both hard to live with and hard to live without. Many of us choose the former. Read More
Expecting a baby is an exciting time, filled with hope and planning for the future. For many, it’s a time to feather their nests, so to speak, as they wait to meet the new addition to their family. Read More
In many parts of the country, potential homebuyers have encountered a low number of homes for sale. According to many real estate analysts, the situation is unlikely to improve any time soon, as more Millennials decide they are ready to make their move into homeownership. Read More