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New American Funding, a national mortgage banker, has been named a winner in nine categories for the 15 Read More

Grand Opening Marks Fifth Illinois Location for National Mortgage Banker

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Do you offer your clients an annual loan review after their mortgages close? Now would be a good time to start. Read More

There are many considerations when deciding between renting and buying. Renting may seem like the cheaper option, but that may not necessarily be the case once you look at your possible deductions. Read More

Even with current rate trends, refinancing remains an attractive option for many clients. Read More

Moving during childhood is something many of us did as kids. Whether a move is to a bigger home or a school district with more resources or related to a parent’s career or a change in marital status, it can be challenging for children. Read More

Soon the national conversation will turn to the vulnerability of top seeds, the “Sweet Sixteen,” and Cinderella stories. Many of us will pour over our brackets, taking part in March Madness, while the rest will be doing it out of a true love for the game. Read More

If you’re a Millennial and attended college, there is an excellent chance student debt is part of your financial life. Total U. Read More

For 2017, the Pantone Color of the Year is “ Read More

In the mortgage world, one area appears ready to take off: Property Assessed Clean Energy (PACE) loans. Read More

While we all know you can’t put a price on love, this Valentine’s Day U. S. Read More

Can your position in the birth order of your siblings—or not having any siblings—influence your money management style and the decisions you make around finance? Numerous academic Read More

In recent decades, owning real estate has provided millions of people with an opportunity to create and retain personal wealth. For most, their home is their largest asset. Read More

While hosting an open house remains a tried-and-true way of connecting with qualified buyers and generating new client leads, results can vary. Read More

Whether it’s your nana, who has been coming through with a crisp $20 bill every birthday for years, or your unassuming father-in-law, if you are fortunate to be on the receiving end of help with a down payment, what’s your next move? After the expressions of heartfelt gratitude, it will require some strategy on your part.

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If 2017 is the year you plan to make your big move—whether it’s into your first home, trading up to your dream home, adding a vacation home, or starting to accumulate an investment property portfolio—here are 10 resolutions that can help you get that much closer to achieving your goal over the next 12 months.

Making Yourself at Home in 2017

  1. Review your credit scores and history, improve their accuracy by addressing any errors, and then look for ways to improve your score. Read More

2017 is around the corner! While it’s a fresh start for the calendar, many of the trends that were already underway in the real estate market in 2016 may carry through to the New Year. Read More

Ways to Hurt Your Credit Score Read More

Once you have spent time finding the home you love, it's important to keep in mind that it will take some time before homeownership is a reality. House hunting begins the journey but the home-buying process is another step-by-step procedure. Read More

Millions of homebuyers in the U. S. Read More

Coming up with enough for a down payment doesn’t have to be a reason to delay the purchase of a home. With over Read More

Moving into a new home is one of life’s most exciting, unforgettable events. However, once the excitement fades, the maintenance begins. Read More

Whether you’re considering a new career opportunity, desire to be closer to family, or have always wanted to live in a particular city, buying a home out of state is a big move. It may seem like a daunting task at first, but with proper planning and preparation, you’ll soon discover that by taking the right steps, you can simplify the process and turn an overwhelming transition into a well-thought-out, feasible relocation. Read More

New virtual alternatives are drawing attention and business away from professional services in all sorts of industries—from travel and marketing agencies to wealth management and banking. Yet, they haven’t made much of an impact on real estate professionals or their fees. Read More

Once you’ve obtained a preapproval or mortgage commitment letter, typically the lender approves your loan application based on conditions, which means you have to satisfy certain requirements before your loan is fully approved. Usually, those conditions fall into two categories: “prior to documents” conditions and “prior to funding” conditions. Read More

Really, this time the government means it! The Home Affordable Refinance Program® (better known as HARP) will now end Sept. 30, 2017. Read More

In the past, home buying was typically associated with couples and families. Today, more and more single people, of all ages, are heading into homeownership. Read More

Mortgage loans are like power tools: You get the best results by using the right one for the job at hand. For many borrowers that may mean bypassing the conventional route to find the one that fits your budget today and is the least likely to cause financial stress in the future. Read More

With the shocking pace at which mortgage rates have continued to fall, Freddie Mac has been in the spotlight quite a bit this past January.

Since the new year began, all eyes have been on the Freddie Mac Primary Mortgage Market Survey, which has shown a drop in mortgage rates for four consecutive weeks. Read More

The US Presidential election is on November 8th. There are two more FOMC meetings this year, November 2nd and December 14th. Read More

Buying a home is often considered a milestone in life as well as in a relationship. According to the National Association of Realtors, 67 percent of homebuyers were married couples, up from 58 percent five years ago. Read More

Feeds

MBS RECAP: Markets Had ECB Almost Perfectly Pegged

Posted To: MBS Commentary

Talk about your anticlimactic conclusions! It's not that the European Central Bank (ECB) was likely to make any meaningful changes in its policy stance today, but it nonetheless served as an important opportunity to confirm or deny the notion that Draghi's late June comments were a step in the direction of a tapering announcement--perhaps later this year. Draghi essentially denied it--saying they hadn't even discussed the September meeting as a tapering announcement target, nor had they discussed it at all. That may or may not be factual. Certainly, we've seen newswires that suggest quite the opposite, such as this one from July 13th that did noticeable damage to bond markets: ECB COULD ANNOUNCE PLANS TO WIND DOWN QE AT ITS SEPT. 7 POLICY MEETING--ECB OFFICIALS Technically though...(read more)

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Mortgage Rates Hold 3-Week Lows After Central Bank Announcements

Posted To: Mortgage Rate Watch

Mortgage rates held relatively steady today, keeping them in line with the lowest levels in more than 3 weeks. There was relatively little market movement in response to the policy announcement from the European Central Bank (ECB). That's a good thing considering much of the recent gains in rates can be attributed to traders growing more optimistic about the ECB's stance. To put all this in plain English , the ECB buys bonds. This puts downward pressure on rates around the world (more so in Europe than in the US, but we still get some indirect benefit). There was some concern at the end of June that the ECB was getting closer to announcing it would buy fewer bonds. While that day will likely come eventually, today's announcement assures markets that it hasn't been discussed yet. The relatively...(read more)

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