About Us

Your New American Mortgage Starts Here

Over a decade ago, New American Funding began with a clear vision and a plan for gradual, but steady expansion. With over a century of combined lending experience amongst our management team, a vast array of loan products and an emphatic commitment to superior customer service, the company has grown over 660% since 2008.

Today New American Funding is a Fannie Mae, Freddie Mac and Ginnie Mae Direct Seller/Servicer, FHA Direct Endorsement – HUD Approved mortgage lender. We have about 3,100 employees, approximately 198 branches nationwide, and maintain a servicing portfolio of over 123,000 loans for $30.4 billion.

Mission Statement

The driving force behind our bank's success comes from a simple principle and mission:

To provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.

Industry Leading Close Times

We are an all-inclusive mortgage banker. From origination to funding, our underwriters, doc drawers and funders all work under one roof, creating a cohesive team that enables us to close loans fast.

Branches

Alabama

Arizona

Arkansas

California

Colorado

Delaware

Florida

Georgia

Idaho

Illinois

Indiana

Iowa

Kansas

Maryland

Massachusetts

Michigan

Minnesota

Missouri

Nevada

New Jersey

New Mexico

North Carolina

Oklahoma

Oregon

Pennsylvania

South Carolina

Tennessee

Texas

Utah

Virginia

Washington

Wisconsin

Products

HARP 2.0 Loans

The product is designed to asset borrowers who have demonstrated an accepted payment history on their existing Fannie Mae or Freddie Mac mortgage loan, but may not have been able to refinance to obtain a lower payment or more to a more stable product due to no having equity in their home.

  • No equity or appraisal required
  • No loan to value restrictions
  • Mortgage must have been acquired by Fannie Mae or Freddie Mac on or before May 11, 2009
  • Must be current on your mortgage

FHA Loans

This government-endorsed loan program is designed for borrowers who have limited funds for down payment and closing costs, require more flexibility in calculating household income and payment ratios, and have limited cash reserves.

  • Purchase and rate/term refiancing
  • Owner-occupied primary residence
  • Down payments may be gifted 3.5% down

Conforming Loans

This program is for borrowers who have a 20% down payment, would like to avoid payment mortgage insurance premiums, are looking to purchase or refinance a primary home, second home or investment property, and would like a 30-year term or no conventional I/O.

  • Purchase and rate/term refinancing
  • No up-front mortgage insurance premium required
  • Owner-occupied, second homes and investment properties

VA Loans

The VA home loan is designed to help make the dream of home ownership become a reality for millions of veterans and their families by providing housing and assistance opportunities.

  • No down payment required
  • Adjustable & fixed rate mortgage options
  • No monthly mortgage insurance premiums
  • Right to prepay loan without penalty

Join Our Team

New American Funding Is Growing & We Want You on Our Team!

We're always looking for driven and passionate Loan Officers to join us.

Our Loan Officers enjoy the freedom to grow their business the way they want. They are active in the field, networking with other industry professionals, and establishing consumer relationships in both the purchase and refinance markets.

Become a Loan Officer

Qualifications to become a New American Funding Loan Officer include:

  • 2+ years full time loan origination experience
  • Ability to structure and price loans
  • CA NMLS (DBO)
  • Excellent communication and relationship skills
  • Self-motivated, self-starting professional
  • Detail oriented with strong organizational and follow through skills
  • A truly independent mortgage sales professional
  • Bilingual (Spanish) is a plus

Join Us

Partner with Us

Join Our Preferred Real Estate Network

When we work with our real estate agent partners, we strive to provide the highest level of customer service not only to them, but to their clients as well.

Benefits of joining include:

  • Joint marketing opportunities
  • Instant online access to your client's loan status
  • Featured listings on website
  • Free access to co-branded marketing materials including flyers, emails, closing books, etc.

Learn more about joining the New American Funding Preferred Real Estate Network by giving us a call at 800-552-0519 or filling out the form below!

Partner with Us