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Every story of home buying is unique, so we offer a variety of loans to meet our clients’ needs. We specialize in Conventional, FHA, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo, and Reverse Mortgages.
This government-endorsed loan program is designed for borrowers who have limited funds for down payment and closing costs, require more flexibility in calculating household income and payment ratios, and have limited cash reserves. •Purchase and rate/term refinancing •Owner-occupied primary residence •Down payments may be gifted 3.5% down
The VA home loan is designed to help make the dream of home ownership become a reality for millions of veterans and their families by providing housing and assistance opportunities. •No down payment required •Adjustable & fixed rate mortgage options •No monthly mortgage insurance premiums •Right to prepay loan without penalty
This program is for borrowers who have a 20% down payment, would like to avoid payment mortgage insurance premiums, are looking to purchase or refinance a primary home, second home or investment property, and would like a 30-year term or no conventional I/O. •Purchase and rate/term refinancing •No up-front mortgage insurance premium required •Owner-occupied, second homes and investment properties