< Back to all branch locations
admin login JOIN USOUR TEAM PARTNER WITH US

Learn More About Products Available to You

Every story of home buying is unique, so we offer a variety of loans to meet our clients’ needs. We specialize in Conventional, FHA, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo, and Reverse Mortgages.

DOWN PAYMENT ASSISTANCE

You may qualify to buy a home with little to no money down with New American Funding’s Down Payment Assistance Programs. Some programs even assist with closing costs!

ARE YOU A FIRST TIME BUYER?

Buying your first home can be overwhelming, but the benefits of being a first-time homebuyer make it all worthwhile. New American Funding has home loan experts who specialize in first-time homebuyer programs like. They can help you through the process of buying your first home and securing a first time mortgage. For more information, visit our First-Time Homebuyer Center @ http://www.newamericanfunding.com/homebuyer-center.aspx or contact one of our NAF Waterford Lakes loan consultant experts today!

FHA LOANS

Government insured FHA Home Loans are a popular loan for first time homebuyers because you do not need a large down payment to secure a first time mortgage. Typically, buyers may put down as little as 3.5 percent. Other benefits to an FHA Home Loan include: •Easier credit qualifying •Low closing costs •Less stringent debt ratios & job requirements •Gifts allowed towards the home down payment New American Funding offers FHA Home Loans with Fixed Rate Mortgages and Adjustable Rate Mortgages rates with flexible terms. For more information about buying a home with an FHA Home Loan, contact one of our mortgage specialists

VA LOANS

Active duty military personnel and veterans can qualify for special mortgage rates and housing programs that are federally insured by the United States Department of Veterans Affairs. For more information, contact one of our Waterford Lakes Consultants today!

CONFORMING LOANS

This program is for borrower who have little down payment, would like to avoid payment mortgage insurance premiums, are looking to purchase or refinance a primary home, second home or investment.

USDA LOANS

USDA Loans are mortgages backed by the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA Loans are available to home buyers with below-average credit, offer 100% financing with reduced mortgage insurance premiums, and feature below-market mortgage rates.

HOME IMPROVEMENT LOANS

Combine a construction loan and mortgage into one low-rate loan that can fund the entire purchase and renovation project. A few projects that qualify include energy efficient upgrades, disability improvements, plumbing and electrical upgrades, new kitchen appliances, landscape improvements, septic or well systems, removal of lead-based paint, and adding carpet, tile or wood flooring.