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Choose a Loan That Meets Your Needs

Every story of home buying is unique, so we offer a variety of loans to meet our clients’ needs. We specialize in Conventional, FHA, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo, and Reverse Mortgages, as well as Downpayment Assistance Programs.

 

Our experienced mortgage experts will work with you to find the best types of mortgages for your individual needs. For those buying a home, we offer free up-front credit approvals and fast on-time closings to make your loan as simple and easy as possible.

 

Contact New American Funding to discuss your home financing options.

 

FIRST-TIME HOMEBUYER

Buying your first home can be overwhelming, but the benefits of being a first-time homebuyer make it all worthwhile. New American Funding has home loan experts who specialize in first-time homebuyer programs. They can help you through the process of buying your first home and securing a first time mortgage.

CONFORMING LOANS

This program is for borrower who have little down payment, would like to avoid payment mortgage insurance premiums, are looking to purchase or refinance a primary home, second home or investment.

VA LOANS

The VA home loan is designed to help make the dream of home ownership become a reality for millions of veterans and their families by providing housing and assistance opportunities.

JUMBO LOANS

Jumbo loans and Super Jumbo loans can be used to buy or refinance a home, and they offer borrowers greater financing flexibility than conventional mortgages.

FHA LOANS

This government-endorsed loan program is designed for borrowers who have limited funds for down payment and closing costs, require more flexibility in calculating household income and payment ratios.

HOME IMPROVEMENT LOANS

Finance alterations, remodeling or structural improvements with one of our Home Improvement Loans. These loans allow your mortgage balance to exceed the purchase price or appraised value of the home.

REVERSE MORTGAGE

Seniors aged 62 and over are able to convert the equity in their homes to monthly income or a line of credit. Reverse Mortgages can also be used to purchase your retirement home.