Learn More About Products Available to You
Every story of home buying is unique, so we offer a variety of loans to meet our clients’ needs. We specialize in Conventional, FHA, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo, and Reverse Mortgages.
ARE YOU A FIRST-TIME HOMEBUYER?
Buying your first home can be overwhelming, but the benefits of being a first-time homebuyer make it all worthwhile. New American Funding has home loan experts who specialize in first-time homebuyer programs. They can help you through the process of securing your first mortgage. For more information, contact one of our Loan Consultants under the "MEET THE TEAM" Tab or call our office direct at 1-844-349-4825 to speak with someone directly.
CONFORMING LOANS (CONVENTIONAL)
We provide 15, 20 and 30 Year Conforming Fixed Rate Loans as well as a full portfolio of Adjustable Rate Mortgages.
Conventional loans are often not enough to cover the financing for high-priced homes - especially in the Seattle Area market. A Jumbo mortgage is a privately securitized mortgage with higher payouts that can be used to finance up to 89% of your new home.
These are federally insured loans that offer financing to people who don't qualify for conventional loans. Typically, FHA loans require little-to-no down payment, have flexible terms and less than perfect credit, making them popular among first-time home buyers and many others.
Active duty military personnel and veterans can qualify for special mortgage rates and housing programs that are federally insured by the United State Depart of Veteran Affairs. Our branch in Everett is well versed in VA Loans as we have a large military population with Naval Station Everett on our waterfront - not to mention the other bases in Washington State!
USDA loans are mortgages backed by the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with below-average credit, offer 100% financing with reduced mortgage insurance premiums, and feature below-market mortgage rates. To see if a home you'd like to refinance or purchase is within the USDA designated borders, contact one of our team members from the "Meet The Team" Tab or call us direct at 1-844-349-4825.
Seniors aged 62 and over are able to convert the equity in their homes to monthly income or a line of credit. Reverse Mortgages can also be used to purchase your retirement home.