New American Funding Branch

Los Gatos

497 N Santa Cruz Ave
Los Gatos, CA 95030

Your New American Mortgage Starts Here

New American Funding is a national mortgage banker, the Los Gatos Branch is located in the heart of downtown.  The Los Gatos branch began operation in September of 2014.  Our branch is anchored by nine seasoned Loan Officers--Robert Bachman, Joe Cucchiara, Drew Beveridge, Carla Mullins, Chris Allen, Jeff Trevarthen, Sally Audet and Vernon Etter.   With the top talent of local Loan Officers and their wealth of local real estate knowledge, experience, as well as the financial backbone of a national lender, we offer clients the best of both worlds. 


Our clients benefit enormously by our commitment to efficient lending. We have optimized operations by bringing loan origination, processing, underwriting, funding, and servicing all in-house, making our borrowers lives far less stressful with complete servicing under one roof.  Our software program is second to none, for ease of use by our clients and staff, thus expediting the lending process smoothly.


We also offer FHA Direct Endorsement and VA Automatic mortgage lender. New American Funding offers a variety of purchase home loans and refinance loan options including Conventional, FHA, Cash Out, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo and Reverse Mortgages.


Our company culture, business model and every level of our operation is governed by integrity. Our culture is rooted in positive, productive interactions with our team-mates, partners, and clients treating all with respect and dignity. We understand that open communication is key and your trust is earned through transparency and understanding. New American Funding makes it our business to keep you up to date with accurate, current information through every step in the lending process.


New American Funding is a national mortgage banker headquartered and founded in 2003 in Tustin, CA and has been recognized nationally as a true industry leader that is influencing legislation, provided advice to Fannie Mae and Freddie Mac while establishing itself as one of the foremost experts on affordable lending underserved borrowers, which is a mission of Rick and Patty Arvielo, our founders and owners.


New American Funding is an all-inclusive mortgage bank.  From origination to funding, our underwriters and funders all work in-house creating a cohesive team that enables us to close loans fast and improve the customer experience.

Get Started Today!

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Zillow review of

Stumpound from 94087

Joe has been a great partner for us in financing and refinancing. Great analytics, always willing and able to run new scenarios and provide great advice. LOAN STATUSClosed Jan 2016 LOAN TYPEPurchase

Zillow review of

Sally Audet

jmolstyconk: Sally is the the best in the business, we can't recommend her enough! From the very first conversation we had with her, we knew we were in capable, caring hands. She was there for us during every step of the pre-approval and home-buying process, taking the time to get to know us and our needs. Even when we had typical firsttime buyer questions, she patiently answered them and gave us tools to better understand the decisions we were making. Besides getting the home of our dreams, hiring Sally was the absolute best part of our homebuying experience!

Yelp review of

Gloria J

I found The Bachman Team by looking for my own bank in Los Gatos to refinance our house. When I saw how many bad reviews my own bank got, I happen to see an add about the Bachman Mortgage Team. Like the other client said.....what a find! Bob and Lisa are the best and the rest of the team just completes the package. What impressed me the most is the customer service his team delivers. Not only that, but Bob and his team kept me informed of the whole process and any questions I had were promptly answered. They are great and I don't hesitate to recommend them to my family and friends.