< Back to all branch locations

New American Funding Branch

Los Gatos

497 N Santa Cruz Ave
Los Gatos, CA 95030

Your New American Mortgage Starts Here

New American Funding is a national mortgage banker, the Los Gatos Branch is located in the heart of downtown.  The Los Gatos branch began operation in September of 2014.  Our branch is anchored by eight seasoned Loan Officers--Robert Bachman, Joe Cucchiara, Drew Beveridge, Carla Mullins, Chris Allen, Jeff Trevarthen, Sally Audet and Vernon Etter.   With the top talent of local Loan Officers and their wealth of local real estate knowledge, experience, as well as the financial backbone of a national lender, we offer clients the best of both worlds. 


Our clients benefit enormously by our commitment to efficient lending. We have optimized operations by bringing loan origination, processing, underwriting, funding, and servicing all in-house, making our borrowers lives far less stressful with complete servicing under one roof.  Our software program is second to none, for ease of use by our clients and staff, thus expediting the lending process smoothly.


We also offer FHA Direct Endorsement and VA Automatic mortgage lender. New American Funding offers a variety of purchase home loans and refinance loan options including Conventional, FHA, Cash Out, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo and Reverse Mortgages.


Our company culture, business model and every level of our operation is governed by integrity. Our culture is rooted in positive, productive interactions with our team-mates, partners, and clients treating all with respect and dignity. We understand that open communication is key and your trust is earned through transparency and understanding. New American Funding makes it our business to keep you up to date with accurate, current information through every step in the lending process.


New American Funding is a national mortgage banker headquartered and founded in 2003 in Tustin, CA and has been recognized nationally as a true industry leader that is influencing legislation, provided advice to Fannie Mae and Freddie Mac while establishing itself as one of the foremost experts on affordable lending underserved borrowers, which is a mission of Rick and Patty Arvielo, our founders and owners.


New American Funding is an all-inclusive mortgage bank.  From origination to funding, our underwriters and funders all work in-house creating a cohesive team that enables us to close loans fast and improve the customer experience.

Get Started Today!

  • By clicking "Get a Quote" I agree by electronic signature to: 1) Receive disclosures and communications about my loan inquiry in electronic form (I confirm that I have a working computer system and internet website browser to view this webpage); 2) Be contacted about a mortgage by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer (consent to be contacted is not a condition to purchase services) and to be contacted via email; I consent to be contacted even if my phone number or email address appears on a New American Funding Do Not Call / Do Not Email List, a State or National Do Not Call Registry, or any other Do Not Contact List.

    Our Privacy Policy, Terms of Use, and Electronic Consent Agreement.

Yelp review of

Bob Bachman

Gloria J says: I found The Bachman Team by looking for my own bank in Los Gatos to refinance our house. When I saw how many bad reviews my own bank got, I happen to see an add about the Bachman Mortgage Team. Like the other client said.....what a find! Bob and Lisa are the best and the rest of the team just completes the package. What impressed me the most is the customer service his team delivers. Not only that, but Bob and his team kept me informed of the whole process and any questions I had were promptly answered. They are great and I don't hesitate to recommend them to my family and friends.

Zillow review of

Joe Cucchiara

Stumpound says: Joe has been a great partner for us in financing and refinancing. Great analytics, always willing and able to run new scenarios and provide great advice.

Social Survey review of

Drew Beveridge

Scott K. says: He helped us get through our VA home loan process with ease. He made sure to call the listing agent and let them know that the VA process would be easy. He was a nice guy to talk to and made sure you understood everything you were doing. Overall a great first time experience and would recommend him to others.

Zillow review of

Sally Audet

jmolstyconk says: Sally is the the best in the business, we can't recommend her enough! From the very first conversation we had with her, we knew we were in capable, caring hands. She was there for us during every step of the pre-approval and home-buying process, taking the time to get to know us and our needs. Even when we had typical firsttime buyer questions, she patiently answered them and gave us tools to better understand the decisions we were making. Besides getting the home of our dreams, hiring Sally was the absolute best part of our homebuying experience!

Social Survey review of

Chris Allen

Joseph H. says: Chris gave us a good explanation of a complicated process and then provided extraordinary communication and help through the entire process. It was the personal touch plus the expertise of Chris which guide us through the application which led to a successful conclusion for us. When there were concerns or questions, I always received a quick answer or explanation. I have developed great confidence in the ability of Chris which goes with a very pleasant and reassuring personality.

Zillow review of

Bob Bachman

To Umang says: Great experience with Bob on property purchase!! I bought my first home in bay area and it would not have been possible without Bob (Robert Bachman). Thank you so much Bob! Buying home in Bay area means you need to have non-contingent offer, in order to win from multiple competitive bids. Many times, there are bids with all-cash offers!!! So, how do you WIN if you need to have loan while somebody is offering all-cash offer? You need to have great great loan officer like Bob in your team.

Social Survey review of

Jeff Trevarthen

Alison G says: Jeff was great! He gave us all the information we needed as fast as we needed it. I would recommend Jeff to anyone. Thanks!

Social Survey review of

Vernon Etter

Tony S. says: Vernon was not only very communicative but extremely knowledgeable about what is happening in the marketplace and with interest rates, as well as looking out for my best interest as a customer.

Social Survey review of

Carla Mullins

Grant J. says: Outstanding communication! Outstanding service! Carla went the extra mile for us and we always felt informed about our choices for a home mortgage. She presented multiple choices for us and used her experience to recommend the best one for our home purchase situation. We always knew where we were in the process so we never had to guess what to do next. Her team was exceptional and we felt they were invested in our success.

Zillow review of

Bob Bachman

phoebuspf said: Very Fast! Got slow move with big bank and clock ticking, Bob did great work with the loan, every step is very clear and loan closed very fast, less than 20 days.

Social Survey review of

Bob Bachman

Fan P. says: Really nice person to work with. Loan closed fast.