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Are you conflicted between buying a condo or renting an apartment? Choosing one over the other presents a very different type of lifestyle and it may be difficult to even know what the difference is between a condo and an apartment. So, which is better for your living situation? Let’s take a look at the differences to help you figure out which works better for you: a condo or an apartment? LEARN MORE What is a condo? A condo, also known as a condominium, is a private residence purchased by an individual homeowner or family in a building or community with several units. Read More
It doesn’t have to be expensive to keep your home looking stylish. And if a major makeover isn’t in your home’s immediate future, there are still many ways to keep your home looking contemporary without breaking the bank. Read More
When you make the decision to buy a home, there are several things to think about. One of the biggest considerations is affordability. Read More
Barbecues grilling, kids playing outdoors, and tables filled with fun picnic foods. It’s the time of the season for block parties – one of the major perks of homeownership. Read More

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MBS Day Ahead: The Obvious Bounce Could Be Too Obvious

Posted To: MBS Commentary

As the week comes to a close, we find bonds continuing to trickle toward the lower end of the range that has prevailed for nearly 3 months. In terms of 10yr yields, the upper boundary is clearly established at 1.95%. The lower boundary is slightly more open to interpretation, but in any event is somewhere between 1.69 and 1.71. With yields moving down to 1.717% in the first hour this morning, it's time to ask ourselves if we're about to see another range bounce. Frankly, the only reason we wouldn't see such a bounce at this point is that it's too obvious. Econ data at home and abroad has been "OK" or better on average (especially in areas of concern like German manufacturing, which came out better than expected overnight). We're not at war with Iran. The coronavirus...(read more)

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Changes to FICO are on the Way

Posted To: MND NewsWire

Paying bills on time is about to become more important for American consumers, and this as their debt levels are reaching new highs. Fair Isaac Corporation, the company which creates the FICO credit score models, will introduce two new ones this summer, the FICO Score 10, and the FICO Score 10- T. The company says its new models "incorporate trended credit bureau data to further enhance predictive power" and that lenders could reduce defaults by as much as ten percent among newly originated bankcards and nine percent among newly originated auto loans, compared to using FICO's previous models. The reduction , the company says, could be 17 percent for newly originated mortgage loans compared to the version of the FICO Score used in that industry. The trended credit bureau data to which Fair Isaac...(read more)

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