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Maintaining your home is a work in progress. Not caring for it properly may result in expensive home repairs down the line that could have been avoided with a little prevention. Read More
With the rise of the internet and smartphones over the past 20 years, prospective homebuyers are steadily changing the way they shop for houses. Many homebuyers are beginning and ending their search online. Read More
For many first-time homebuyers, buying your first home may be overwhelming and all of the costs and fees involved may be confusing. But what exactly is a Loan Origination fee? It’s something every homeowner should understand when buying a house and the good news is, it’s not as complicated as you may think. Read More
One of the major challenges for homeowners, especially first-time homebuyers, is saving for a down payment. But before you start saving and figuring out how much of a down payment you need for your home, let’s take a closer look at what exactly a down payment is. Read More
Are you conflicted between buying a condo or renting an apartment? Choosing one over the other presents a very different type of lifestyle and it may be difficult to even know what the difference is between a condo and an apartment. So, which is better for your living situation? Let’s take a look at the differences to help you figure out which works better for you: a condo or an apartment? LEARN MORE What is a condo? A condo, also known as a condominium, is a private residence purchased by an individual homeowner or family in a building or community with several units. Read More
It doesn’t have to be expensive to keep your home looking stylish. And if a major makeover isn’t in your home’s immediate future, there are still many ways to keep your home looking contemporary without breaking the bank. Read More
You may have heard about rent-to-own homes or even seen them advertised on a sign in or around your neighborhood. They are often aimed at those with less-than-stellar credit or who can’t get conventional financing or don’t have enough for a down payment. Read More
When you make the decision to buy a home, there are several things to think about. One of the biggest considerations is affordability. Read More
VA Loans help active military and veterans qualify for homeownership, and if you already have a VA loan, now is a great time to refinance at today’s low rates. There are two programs that can be used to refinance an existing mortgage: VA Streamline Refinance or a VA Cash Out Refinance. Read More
Investing in real estate can be a successful way to boost your net worth if you know where and how to invest. If you are looking for a good location to put your money, consider the 10 cities below. Read More
Is a new home mortgage in your future? That really depends on your unique financial situation and the short and long-term financial goals you’ve set for yourself and your family. However, there are at least 4 key questions that you should consider before refinancing. Read More
When deciding between a 5/1 adjustable rate mortgage (ARM) and a 10/1 ARM, the distinction between the two is the initial fixed interest rate period. Both of these loans combine a variable-rate feature and a fixed-rate feature into one home loan. Read More

Feeds

A Sharp Increase in January Housing Permits Defies Predictions

Posted To: MND NewsWire

Residential construction data was mixed at the kick-off of the new year. Permits increased significantly while both housing starts and completions pulled back from December numbers. The U.S. Census Bureau and Department of Housing and Urban development reported that permits for residential construction were issued in January at a seasonally adjusted annual rate of 1,551,000. This is 9.2 percent higher than the December estimate of 1,420,000, revised from the 1,416,000 permitting rate originally reported. The uptick in permitting during January as well as in the fourth quarter of last year has boosted the rate 17.9 percent higher than in January 2019. Permits were substantially higher than even the most optimistic predictions from analysts polled by Econoday. They forecast results in a range...(read more)

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Compliance, Servicing, Renovation, Broker Products; Shifts in Freddie and Fannie

Posted To: Pipeline Press

Everyone is looking to increase production and cut expenses. MI companies, for example, are re-focusing on their highlighting their value proposition while evaluating their cost structure: what good does it do to have personnel calling on branches when many loan officers work from home and rarely go into the office? For lenders, the MBA’s calculations for the cost to produce a loan in the 4th quarter will be out in mid-March. But it is worth remembering that its last study showed the cost in the third quarter was $7,217 for non-depository lenders, down from the all-time peak of $9,300 in the first quarter of last year. Costs tend to be lower in the middle part of the country versus the coasts for several reasons, including the cost of land and building. Here in Charlotte there is a decent...(read more)

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