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Looking for a loan but don’t know where to start? Have a non-traditional source of income and you’re not quite sure if you qualify for a typical loan? Perhaps you have had difficulty in the past getting approved for a mortgage and you’re exploring different options. Regardless, you’ll probably want to hear more about Qualified Mortgage (QM) loans and Non-Qualified (Non-QM) loans. Read More
Looking for an extra way to make some money on a rented dwelling on your property while you remain in your home? Do you need to add living space for an elderly parent, grandparent, friend or grown son or daughter? Whatever your motivation, maybe it’s time you looked into an Accessory Dwelling Unit (ADU).   What’s an Accessory Dwelling Unit? While gaining in popularity, an ADU is actually an old idea. Read More
When it comes to getting a home loan, there are plenty of options out there. However, different types of home loans come with different interest rates as well as requirements. Read More
Consumers and Loan Officers received a wake-up call in early September with the announcement of a data breach at Equifax Inc. , one of the three credit-reporting bureaus. Read More