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Every story of home buying is unique, so we offer a variety of loans to meet our clients’ needs. We specialize in Conventional, FHA, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo, and Reverse Mortgages.
This program is for borrower who have little down payment, would like to avoid payment mortgage insurance premiums, are looking to purchase or refinance a primary home, second home or investment.
Buying your first home can be overwhelming, but the benefits of being a first-time homebuyer make it all worthwhile. New American Funding has home loan experts who specialize in first-time homebuyer programs. They can help you through the process of buying your first home and securing a first time mortgage.
This government-endorsed loan program is designed for borrowers who have limited funds for down payment and closing costs, require more flexibility in calculating household income and payment ratios.
The VA home loan is designed to help make the dream of home ownership become a reality for millions of veterans and their families by providing housing and assistance opportunities.
Jumbo loans and Super Jumbo loans can be used to buy or refinance a home, and they offer borrowers greater financing flexibility than conventional mortgages.
USDA loans are mortgages backed the U.S. Department of Agriculture as part of its USDA Rural Development Guaranteed Housing Loan program. USDA loans are available to home buyers with below-average credit, offer 100% financing with reduced mortgage insurance premiums, and feature below-market mortgage rates.
Seniors aged 62 and over are able to convert the equity in their homes to monthly income or a line of credit. Reverse Mortgages can also be used to purchase your retirement home.