A Product For Everyone!
Every story of home buying is unique, so we offer a variety of loans to meet our clients’ needs. NAF HB specializes in Conventional, FHA, Fixed Rate and Adjustable Rate Mortgages, VA, HARP 2.0, Jumbo, and Reverse Mortgages.
We are dedicated to helping our military veterans find the best home financing options available, guaranteed by the U.S. Department of Veteran Affairs and featuring easy home financing options. Because VA loans are government insured, they offer veterans and military personnel lower interest rates and better terms than conventional mortgages. Benefits to a VA Home Loan include no down payment required, negotiable interest rates, adjustable & fixed rate mortgage options, no monthly mortgage insurance premiums, no prepayment penalty, VA assistance to borrowers due to financial difficulty, ability to finance the VA funding fee, reduced funding fees with a down payment of at least 5% and exemption for veterans receiving VA compensation.
30 YR FIXED RATE MORTGAGES
If you are looking to buy or refinance a home but are concerned about interest rates rising over the duration of your mortgage, a 30 Year Fixed Rate Mortgage from New American Funding might be the best fit for you and your family. One of our most popular types of mortgages, our 30 Year Fixed Rate Mortgage offers homeowners the security of a fixed monthly payment and an interest rate that will never increase.
15 YR FIXED RATE MORTGAGES
When you know you want a fixed rate mortgage that gives you the security of predictable monthly payments, an interest rate and payment that won’t fluctuate, and want to pay your loan off in half the time of a 30 Year Fixed Rate Loan, a 15 Year Fixed Rate Mortgage may be your best option. If you want your home paid off before you begin paying for college tuition, or you were thinking of entering early retirement, a 15 Year Fixed Rate Mortgage might be the home financing plan to meet your needs.
Sometimes traditional loans aren’t enough to buy the home you really want. New American Funding can help you finance the purchase of a high-priced home or refinance your current loan with our line of Jumbo and Super Jumbo Loans. When it comes to Jumbo or High-Balance loans, New American Funding has more to offer. With our unrestricted access to a variety of programs, our competitive rates, and our rapid turnaround times, we simply deliver more options to you.
FHA Home Loans are federal government insured mortgages that allow lenders, like New American Funding, the opportunity to offer home financing to those who traditionally struggle to secure home financing. Our FHA loan programs have less stringent qualifications, offering great options for homeowners and homebuyers, whether you need a new home loan, or are refinancing your current mortgage.